How Car Insurance Works for Mitsubishi Vehicles

At Mike Miller Mitsubishi, we are here to support our customers with all of their automotive needs. Whether you are seeking information on which new or used Mitsubishi car to buy or need advice on selecting the best car insurance policy, we are here to help.

What Is Auto Insurance and Why Do You Need It

Everyone is required to have auto insurance. The type of coverage will depend on where you live, but every driver in the United States is required to have at least liability insurance. Here in Illinois, every driver must have both liability insurance and uninsured motorist coverage. Why you need insurance is simple - if your Mitsubishi SUV is involved in an accident, your insurance policy will provide a financial safety net. After the accident, you may need to repair or replace your vehicle and you may have medical costs for yourself, your passengers, and the other driver.

Insurance Coverage Options

It is smart to completely understand your insurance coverage options and to select the best policy that fits your budget and driving requirements. At a minimum, you will need liability insurance which covers damages to the other party when you are at fault for the accident. If you are a driver in Illinois, you will also need uninsured motorist coverage which will help pay your expenses if you have been an accident with someone who doesn’t have insurance. While these two policies may be enough for some drivers, it is important to review all of your options and choose an additional policy if you think you may need it. Here are just a few common policy add-ons:

Collision - if you hit another object with your car, from light post to another vehicle, you are covered with collision insurance.

Medical expense payments - this will help pay for your and your passengers’ medical expenses

Gap Insurance - if you recently purchased or leased a new Mitsubishi, it is a good idea to have gap insurance. There may be a period of time when the value of the vehicle is less than what you still owe on your loan. Gap insurance covers that “gap” amount if your car is totaled or stolen.


The price of your policy will depend on a range of factors, such as your driving record, vehicle type, age, and claims history.

Navigating auto insurance options can be confusing, but with the knowledgeable and friendly team at our Mitsubishi dealership serving Pekin, IL it becomes easy and straightforward. If you have any questions please give us a call at (309) 693-1222 or stop by and see us in person.